@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab,red,red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.fixed\!{position:fixed!important}.static{position:static}.isolate{isolation:isolate}.my-6{margin-block:calc(var(--spacing) * 6)}.my-8{margin-block:calc(var(--spacing) * 8)}.block{display:block}.contents{display:contents}.table{display:table}.overflow-hidden{overflow:hidden}.rounded{border-radius:.25rem}.text-center{text-align:center}}:root{color:#26362f;font-synthesis:none;--bg:#fafbf8;--panel:#fff;--ink:#26362f;--muted:#6d776f;--line:#e0e5dc;--green:#145c43;--soft:#edf3e9;background:#fafbf8;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}body{margin:0}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer;background:var(--panel);border:1px solid var(--line);color:var(--ink);border-radius:7px;justify-content:center;align-items:center;gap:8px;padding:10px 14px;display:inline-flex}button:hover{border-color:#739480}button:disabled{opacity:.5;cursor:not-allowed}a:hover{color:#31805f}input,select,textarea{color:var(--ink);background:var(--panel)}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,textarea:focus-visible{outline-offset:3px;outline:3px solid #80b899}h1,h2,h3,p{margin:0}p{color:var(--muted);line-height:1.7}.site-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:26px;max-width:1320px;height:91px;margin:auto;padding:0 48px;display:flex}.brand{letter-spacing:-1px;align-items:center;gap:9px;font-size:24px;font-weight:750;display:flex}.brand-dot{color:var(--green);margin-left:-8px}.brandmark{background:var(--green);color:#fff;border-radius:7px;place-items:center;width:30px;height:32px;font-family:Georgia;font-size:28px;display:grid}.site-header nav{gap:27px;font-size:12px;font-weight:550;display:flex}.header-actions{align-items:center;gap:17px;display:flex}.icon-button{background:0 0;border:0;padding:7px}.header-cta{border:1px solid var(--line);border-radius:6px;align-items:center;gap:10px;padding:10px 13px;font-size:12px;font-weight:600;display:flex}.menu-button{display:none}main{max-width:1224px;margin:auto;padding:0 36px}.hero{grid-template-columns:1.2fr 1fr;align-items:center;gap:75px;padding:70px 0 64px;display:grid}.pill{letter-spacing:1.2px;background:#f0f6ed;border:1px solid #d7e4d2;border-radius:30px;align-items:center;gap:7px;padding:7px 11px;font-size:9px;font-weight:650;display:inline-flex}.pill>span,.status-dot{background:#6c9b4b;border-radius:50%;width:6px;height:6px;display:inline-block}.hero h1{letter-spacing:-3.5px;margin:23px 0;font-size:64px;font-weight:620;line-height:1.08}.hero h1 em{color:var(--green);font-family:Georgia,serif;font-style:normal;font-weight:400}.lede{font-size:15px;line-height:1.85}.hero-actions{align-items:center;gap:22px;margin-top:29px;display:flex}.primary{background:var(--green);color:#fff;border-color:var(--green)}.primary:hover{color:#fff;background:#0c4934}.button{border-radius:6px;align-items:center;gap:18px;padding:14px 18px;font-size:12px;font-weight:600;display:inline-flex}.text-link{align-items:center;gap:8px;font-size:12px;font-weight:600;display:inline-flex}.trust{color:var(--muted);gap:18px;margin-top:25px;font-size:10px;display:flex}.trust span{align-items:center;gap:4px;display:flex}.trust svg{color:var(--green)}.hero-demo{background:var(--panel);border:1px solid var(--line);border-radius:12px;padding:23px 24px 12px;transform:rotate(-1deg);box-shadow:0 12px 36px #203b2410}.demo-heading{letter-spacing:1px;justify-content:space-between;align-items:center;margin-bottom:23px;font-size:9px;font-weight:650;display:flex}.live-dot{color:#3e7957;letter-spacing:0;align-items:center;gap:5px;font-size:9px;display:flex}.live-dot:before{content:"";background:#4f9864;border-radius:50%;width:5px;height:5px}.demo-input{color:var(--muted);font-size:11px}.demo-input>div{border:1px solid var(--line);background:var(--bg);border-radius:6px;align-items:center;gap:12px;margin-top:8px;padding:12px 14px;display:flex}.demo-input input{width:100%;color:var(--ink);background:0 0;border:0;outline:none;font-family:monospace;font-size:26px;font-weight:600}.demo-input>div>span:first-child{font-size:23px}.demo-input>div>span:last-child{font-size:10px}.demo-row{border-bottom:1px solid var(--line);align-items:center;gap:11px;padding:15px 0;font-size:12px;display:flex}.demo-row>div:last-child{text-align:right;margin-left:auto}.demo-row small{color:var(--muted);margin-top:4px;font-size:9px;display:block}.demo-row b{font-weight:600}.platform-icon{border-radius:6px;place-items:center;width:29px;height:29px;font-size:19px;font-weight:700;display:grid}.icon-0{color:#6652dc;background:#f0ecff}.icon-1{color:#194778;background:#eaf1fb}.icon-2{color:#5e9736;background:#eef5e6}.icon-3{color:#bf612b;background:#fbeddf}.demo-bottom{background:var(--soft);border-radius:5px;align-items:center;gap:7px;margin:17px -9px 0;padding:12px;font-size:10px;display:flex}.demo-bottom svg{margin-left:auto}.demo-note{text-align:center;margin-top:10px;font-size:8px}.demo-note a{text-decoration:underline}.platform-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:#758074;justify-content:space-between;align-items:center;gap:15px;padding:28px 0;display:flex}.platform-strip>span{letter-spacing:1px;max-width:115px;font-size:9px;line-height:1.7}.platform-strip b{letter-spacing:-1px;font-size:23px}.platform-strip b:nth-child(3){font-style:italic}.platform-strip b:nth-child(6){font-family:Georgia;font-weight:400}.green{color:var(--green)}.section{padding:55px 0}.section-heading{justify-content:space-between;align-items:end;gap:20px;margin-bottom:28px;display:flex}.eyebrow{letter-spacing:1.6px;color:var(--green);font-size:9px;font-weight:650}.section h2{letter-spacing:-1px;margin:12px 0 0;font-size:30px;font-weight:580;line-height:1.25}.section-heading p{font-size:12px}.tool-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.tool-card{border:1px solid var(--line);background:var(--panel);border-radius:9px;padding:29px 29px 0;display:block;position:relative}.tool-card:hover{border-color:#85a58b;box-shadow:0 7px 20px #243c3010}.tool-icon{color:#326444;background:#edf4e8;border-radius:8px;place-items:center;width:43px;height:43px;display:grid;position:absolute;top:28px;right:28px}.tool-icon.peach{color:#b38246;background:#fbefe1}.tiny{color:var(--muted);font-size:10px}.tool-card>.tiny{letter-spacing:1px;font-size:9px}.tool-card h3{letter-spacing:-.8px;margin:19px 0 13px;font-size:29px;font-weight:550;line-height:1.25}.tool-card p{max-width:370px;font-size:12px}.chips{gap:7px;margin:20px 0 25px;display:flex}.chips span{background:var(--bg);border:1px solid var(--line);color:var(--muted);border-radius:4px;padding:5px 8px;font-size:9px}.tool-link{border-top:1px solid var(--line);justify-content:space-between;padding:18px 0;font-size:12px;font-weight:600;display:flex}.ad{border:1px dashed var(--line);max-width:970px;height:92px;color:var(--muted);background:repeating-linear-gradient(135deg,#0000,#0000 5px,#8c9b8020 5px 6px);border-radius:6px;flex-direction:column;justify-content:center;align-items:center;gap:6px;margin:8px auto;display:flex}.ad span{letter-spacing:2px;font-size:8px}.ad small{font-size:9px}.filter-row{justify-content:space-between;gap:15px;margin-bottom:12px;display:flex}.filters{flex-wrap:wrap;gap:6px;display:flex}.filters button{background:0 0;border-color:#0000;padding:8px 12px;font-size:11px}.filters .selected{background:var(--green);color:#fff}.search{border:1px solid var(--line);background:var(--panel);color:var(--muted);border-radius:6px;align-items:center;gap:8px;padding:8px 10px;display:flex}.search input{background:0 0;border:0;outline:0;width:170px;font-size:10px}.guide-grid{grid-template-columns:repeat(3,1fr);gap:15px;margin-top:17px;display:grid}.guide{border:1px solid var(--line);background:var(--panel);border-radius:7px;flex-direction:column;align-items:start;padding:20px;display:flex}.guide:hover{border-color:#7a9d80}.guide>.tiny{text-transform:uppercase;letter-spacing:1px;font-size:8px}.guide h3{margin:12px 0 9px;font-size:15px;font-weight:600;line-height:1.45}.guide p{margin-bottom:20px;font-size:11px}.guide-link{width:100%;color:var(--green);justify-content:space-between;margin-top:auto;font-size:10px;display:flex}.education{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:70px;padding:60px 0 75px;display:grid}.education p{margin:17px 0;font-size:13px}.education h2{font-size:35px}.formula{background:var(--soft);border:1px solid #dce6d4;border-radius:9px;padding:30px}.formula>div{margin:23px 0;font-family:monospace;font-size:19px;line-height:1.7}.formula strong{font-weight:500}.formula strong span{color:var(--green)}.formula p{font-size:12px}.formula small{color:var(--muted);font-size:10px}footer{border-top:1px solid var(--line);background:var(--panel);padding:42px max(36px,50vw - 576px)}.footer-top{grid-template-columns:2fr 1fr 1fr;gap:30px;display:grid}.footer-top p{margin:15px 0 3px;font-size:12px}.footer-top>div:not(:first-child){color:var(--muted);flex-direction:column;align-items:start;gap:12px;font-size:11px;display:flex}.footer-top b{letter-spacing:1px;color:var(--ink);margin-bottom:5px;font-size:9px}.footer-bottom{border-top:1px solid var(--line);color:var(--muted);justify-content:space-between;gap:15px;margin-top:36px;padding-top:22px;font-size:9px;display:flex}.page-intro{padding:30px 0 32px}.breadcrumb{color:var(--muted);margin-bottom:35px;font-size:10px}.page-intro h1{letter-spacing:-1.6px;max-width:850px;margin:14px 0;font-size:42px;font-weight:600;line-height:1.15}.page-intro>p{max-width:760px;font-size:14px}.verdict{background:var(--soft);border:1px solid var(--line);border-radius:7px;gap:12px;margin-top:24px;padding:18px;font-size:13px;display:flex}.verdict svg{flex-shrink:0}.calculator{border:1px solid var(--line);background:var(--panel);border-radius:12px;grid-template-columns:1fr 1fr;gap:0;margin-bottom:45px;display:grid;overflow:hidden}.controls{padding:29px}.card-heading{justify-content:space-between;align-items:center;margin-bottom:23px;display:flex}.card-heading>span:first-child{align-items:center;gap:9px;font-size:13px;font-weight:600;display:flex}.segmented{background:var(--bg);border:1px solid var(--line);border-radius:7px;margin-bottom:22px;padding:4px;display:flex}.segmented button{background:0 0;border:0;flex:1;font-size:12px}.segmented .active{background:var(--green);color:#fff}.field{flex-direction:column;gap:8px;margin-bottom:18px;font-size:11px;font-weight:550;display:flex}.field select,.field>input,.field textarea{border:1px solid var(--line);border-radius:6px;width:100%;padding:12px;font-size:13px}.input{border:1px solid var(--line);background:var(--bg);border-radius:6px;align-items:center;gap:10px;padding:11px 14px;display:flex}.input>span{color:var(--muted)}.input input{background:0 0;border:0;outline:none;width:100%;font-family:monospace;font-size:18px}.fields{grid-template-columns:1fr 1fr;gap:0 14px;display:grid}.check{align-items:center;gap:9px;margin:18px 0;font-size:12px;display:flex}.check input{accent-color:var(--green)}.assumptions{border-top:1px solid var(--line);margin-top:20px;padding-top:17px}.assumptions summary{cursor:pointer;justify-content:space-between;margin-bottom:17px;font-size:12px;display:flex}.note{margin:15px 0;font-size:10px;line-height:1.7}.note a{text-decoration:underline}.result{background:var(--soft);border-left:1px solid var(--line);padding:30px}.result-top{justify-content:space-between;align-items:center;display:flex}.big-number{letter-spacing:-3px;margin:20px 0 0;font-family:monospace;font-size:56px;line-height:1.3}.result>p{font-size:12px}.allocation{background:#d5decb;border-radius:20px;height:9px;margin:25px 0 10px;overflow:hidden}.allocation i{background:var(--green);height:100%;display:block}.legend{color:var(--muted);justify-content:space-between;font-size:9px;display:flex}.legend span{align-items:center;gap:5px;display:flex}.legend i{background:var(--green);border-radius:50%;width:6px;height:6px}.legend span:last-child i{background:#c1cdb7}.breakdown{margin-top:26px}.breakdown>div{justify-content:space-between;gap:10px;padding:10px 0;font-size:11px;display:flex}.breakdown b{font-family:monospace;font-size:13px;font-weight:500}.breakdown>div:first-child{border-bottom:1px solid #cddbc4;margin-bottom:8px;padding-bottom:15px}.breakdown .total{border-top:1px solid #cddbc4;margin-top:9px;padding-top:17px;font-weight:600}.total b{font-size:18px;font-weight:600}.insight{color:var(--green);align-items:center;gap:8px;margin:22px 0;font-size:10px;display:flex}.actions{flex-wrap:wrap;gap:10px;margin-top:25px;display:flex}.actions button{font-size:11px}.actions .primary{flex:1}.badge{color:#285731;background:#d6e8ce;border-radius:30px;margin-top:16px;padding:7px 12px;font-size:11px;display:inline-block}.badge.warning{color:#74521b;background:#f4e1b8}.badge.danger{color:#8b362c;background:#f5d9cf}.metrics{color:var(--muted);grid-template-columns:1fr 1fr;gap:15px;margin-top:18px;font-size:10px;display:grid}.metrics b{color:var(--ink);margin-top:7px;font-family:monospace;font-size:18px;display:block}.table-wrap{border:1px solid var(--line);border-radius:8px;margin-top:23px;overflow:auto}table{border-collapse:collapse;background:var(--panel);width:100%;font-size:12px}th,td{text-align:left;border-bottom:1px solid var(--line);padding:15px 20px}th{background:var(--soft);font-size:10px}th button{background:0 0;border:0;padding:0;font-size:10px}td small{color:var(--muted);margin-top:4px;font-size:8px;display:block}.mono{font-variant-numeric:tabular-nums;font-family:monospace}.table-bar{background:var(--soft);border-radius:10px;width:130px;height:7px;overflow:hidden}.table-bar i{background:#78a180;height:100%;display:block}.prose,.guide-content{max-width:800px;margin:0 auto;padding:25px 0 70px}.prose h2,.guide-content h2{margin:30px 0 15px;font-size:23px;font-weight:600}.prose p,.guide-content p{margin-bottom:17px;font-size:14px;line-height:1.9}.prose a{color:var(--green);text-decoration:underline}.source-list{grid-template-columns:1fr 1fr;gap:20px;display:grid}.source-list p{font-size:11px}.faq{border-bottom:1px solid var(--line);padding:19px 0}.faq summary{cursor:pointer;justify-content:space-between;gap:15px;font-size:14px;font-weight:550;display:flex}.faq p{margin-top:15px}.related{grid-template-columns:1fr 1fr;gap:14px;display:grid}.related a{border:1px solid var(--line);border-radius:7px;justify-content:space-between;gap:15px;padding:17px;font-size:12px;display:flex}.dark{--bg:#14211b;--panel:#1b2b23;--ink:#e4ebe3;--muted:#a7b7a9;--line:#35483b;--green:#7cbd94;--soft:#24392b;background:var(--bg);color:var(--ink)}.dark .primary,.dark .segmented .active,.dark .filters .selected{color:#fff;background:#397452}.dark .pill{background:#24392b;border-color:#3a5640}.dark .formula{border-color:var(--line)}.dark .brandmark{background:#397452}.dark .badge{color:#193e26}.dark .result{border-color:var(--line)}@media(min-width:1500px){.hero{padding-top:85px;padding-bottom:80px}}@media(max-width:1050px){.site-header{padding:0 28px}.site-header nav{gap:15px;font-size:10px}.header-cta{display:none}.hero{gap:35px}.hero h1{font-size:53px}.hero-actions{gap:15px}.trust{gap:10px;font-size:8px}.section-heading p{max-width:200px}.big-number{font-size:45px}}@media(max-width:760px){main{padding:0 20px}.site-header{height:72px;padding:0 20px}.brand{font-size:22px}.menu-button{display:inline-flex}.site-header nav{background:var(--panel);z-index:20;border-bottom:1px solid var(--line);padding:25px;font-size:14px;display:none;position:absolute;top:71px;left:0;right:0}.site-header nav.open{flex-direction:column;display:flex}.hero{grid-template-columns:1fr;gap:35px;padding:39px 0}.hero h1{font-size:53px}.hero .lede{font-size:14px}.hero-actions{flex-wrap:wrap}.trust{gap:15px;font-size:9px}.hero-demo{width:100%;max-width:460px;margin:auto;transform:none}.platform-strip{flex-wrap:wrap;justify-content:center;gap:20px}.platform-strip>span:first-child{text-align:center;flex-basis:100%;max-width:none}.platform-strip b{font-size:20px}.section{padding:38px 0}.section-heading{flex-direction:column;align-items:start;gap:13px}.section-heading p{max-width:none}.section h2{font-size:28px}.tool-grid,.education,.calculator{grid-template-columns:1fr}.tool-card{padding:24px 24px 0}.guide-grid{grid-template-columns:1fr 1fr}.filter-row{flex-direction:column}.search input{width:100%}.guide{padding:16px}.guide h3{font-size:13px}.education{gap:25px}.footer-top{grid-template-columns:1fr 1fr}.footer-top>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column}footer{padding:35px 20px}.page-intro h1{font-size:34px}.result{border-left:0;border-top:1px solid var(--line)}.controls,.result{padding:23px}.big-number{font-size:48px}.ad{width:320px;max-width:100%;height:100px}.source-list,.related{grid-template-columns:1fr}.bar-column{display:none}td,th{padding:12px;font-size:10px}.desktop{display:none}.breadcrumb{margin-bottom:22px}}@media(prefers-reduced-motion:no-preference){a,button{transition:background .15s,border-color .15s,box-shadow .15s}}@media(max-width:380px){.guide-grid{grid-template-columns:1fr}.hero h1{font-size:45px}.trust{flex-wrap:wrap}.fields{grid-template-columns:1fr}}.footer-top>nav{color:var(--muted);flex-direction:column;align-items:start;gap:12px;font-size:11px;display:flex}@media(max-width:760px){.site-header{flex-wrap:wrap;gap:14px;height:auto;min-height:72px;padding-top:18px;padding-bottom:15px}.site-header .site-nav{background:0 0;border:0;flex-flow:wrap;flex-basis:100%;order:3;gap:10px 20px;padding:0;font-size:11px;display:flex;position:static}.site-header .header-actions{margin-left:auto}}.message-preview{white-space:pre-wrap;overflow-wrap:anywhere;font:inherit;border:1px solid;border-radius:10px;padding:1rem}.guide h2{font-size:1.05rem;line-height:1.4}.prose textarea{box-sizing:border-box;width:100%}.prose ol{padding-left:1.5rem}.prose li{margin-bottom:.7rem}.prose code{overflow-wrap:anywhere}
